| Country | Remarks | |
|---|---|---|
 | Namibia Africa Full Restricted | Deficiencies in the implementation of anti-money laundering laws and regulations, particularly in the areas of financial intelligence and law enforcement. > FATF listed |
 | Nepal South Asia | Inadequate AML/CFT enforcement, risks from informal remittance systems (hawala/hundi). > FATF listed |
 | Nicaragua Latin America | We cannot accept funds or investors from Nicaragua due to U.S. sanctions targeting the Ortega-Murillo regime for human rights abuses and corruption. The U.S. has imposed asset freezes, visa bans, and restrictions on Nicaraguan officials and businesses. Key sectors like gold and finance are sanctioned under EO 13851 and the RENACER Act. Engaging with Nicaraguan-linked funds risks breaching U.S. law and global compliance standards. |
 | Nigeria Africa Full Restricted | Nigeria has been notorious for internet scamming for years. The most common form of internet scam in Nigeria is the 419 scam, also known as advanced fee fraud. This type of scam involves promising victims a large sum of money in exchange for a small fee. Unfortunately, the promised money never materializes, and the victims are left with nothing. It is one of the top 10 internet scamming countries in 2024. > FATF listed > Internet Scams > Active Warzone |
 | North Korea East Asia Full Restricted | Due to its failure to address deficiencies in its AML/CFT regime and its involvement in illicit activities, such as the proliferation of weapons of mass destruction (WMDs) and their financing. > United Nations > FATF listed > Human Rights |
 | Pakistan Middle East Full Restricted | Fraud remains a significant challenge with growing concerns over money laundering and terrorist financing. We cannot accept funds or investors from Pakistan because it’s under a 37-month IMF‑backed Extended Fund Facility (EFF) since September 2024 requiring strict macroeconomic. The IMF has imposed tight fiscal, exchange-rate, and capital flow conditions, with 50+ structural benchmarks and strict monitoring on inflows/outflows. Accepting funds now could undermine Pakistan’s IMF program, violate conditionality, or expose us to compliance and FX volatility risk.
Blocking these transactions safeguards both our legal standing and Pakistan’s macroeconomic recovery process. > IMF Restructuring |
 | Pulau Oceania | Mutual evaluation by APG revealed risks from illicit activities (drug trafficking, human trafficking) and highlighted weak AML/CFT risk-based processes, limited financial intelligence and supervisory frameworks. |
 | Romania Europe | Romania has become notorious for its involvement in internet scamming. Money laundering poses a significant challenge with illegal activities such as drug trade, and financial crimes. Romanian scammers are known for carrying out various forms of scams, including phishing scams and credit card fraud. It is one of the top 10 internet scamming countries in 2024. > Internet Scams |
 | Russia Europe | We cannot accept funds or investors from Russia due to extensive international sanctions due the involvement with the war in Ukraine. Engaging with Russian-linked funds risks breaching these coordinated sanctions, leading to severe legal, financial, and reputational consequences. > United Nations |
 | Samoa Oceania | Identified in APG’s 2015 evaluation as having significant shortcomings in effectiveness and compliance: low or moderate effectiveness in 10 out of 11 outcomes, and non/partial compliance in over half of FATF’s 40 recommendations. |
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